Let's start with your name

Personalized pricing from our live pricing engine. No credit check.

How can we reach you?

Your own contact details, so we can follow up on this quote. Not the borrower's.

Is this quote for you?

Choose No if you're shopping for someone else, like a family member or client.

What's the borrower's name?

What are you looking to do?

What kind of loan do you have now?

Is this a first or second mortgage?

Most home loans are a first mortgage. A second mortgage sits behind an existing loan.

What's the purchase price?

How much do you want to borrow?

How much cash do you want to take out?

Do you have a second mortgage that will stay on the home?

What's the monthly payment on that loan?

Where is the property?

What type of property is it?

How will you use the property?

Would you accept a prepayment penalty for a lower rate?

A prepayment penalty is a fee if you pay off or refinance the loan within the chosen number of years. A longer penalty usually means a better rate.

Will you rent it out short-term?

For example, on Airbnb or VRBO.

Is the property in a rural area?

What's your estimated credit score?

Are you a veteran or active-duty military?

Which best describes you?

What's your work situation?

Qualify using your income, or the property's rental income?

Rental-income loans look at the property's rent instead of your personal income.

How do you show your income?

How does the rent compare with the mortgage payment?

Monthly rent compared with the total monthly payment, including taxes and insurance.

What's your annual income?

Any notice of default or foreclosure in the last 7 years?

Any bankruptcy in the last 7 years?

Would you like to pay property taxes and insurance yourself?

Instead of including them in your monthly mortgage payment. This may slightly raise your cost.

How would you like to handle mortgage insurance?

With less than 20% down, conventional loans usually need mortgage insurance. Choosing none may show fewer loan options.

Do you want interest-only payments?

You'd pay only interest for the first part of the loan, and payments go up after that. Fewer programs offer this.

Which loan terms do you want to compare?

Choose any that apply.

How long a rate lock do you need?

Roughly how soon you expect to close.

Have you been working with one of our loan officers?

Who is your loan officer?